1. I have calculated my net worth in the last twelve months.
2. I pay my credit card balances off every month.
3. I keep track of my expenses and know how I spend my money.
4. I have a cash reserve totalling at least three months of expenses.
5. I have adequate insurance to cover any foreseeable economic loss and have reviewed it in the last three years.
6. I understand my tax return and typically do not get a large income tax refund.
7. I know how my money is invested and am comfortable with the associated risks.
8. I rebalance my portfolio every year, regardless of how my investments perform.
9. I know how much I need to save for retirement and I am on track to reach my goal.
10. I have a plan in place for my long term care.
11. I have updated my will in the last five years.
12. The executor of my estate knows where I keep my will and my financial records.
Let us assist you in making sure every answer is "True"!
